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Interested in learning more about the Infinite Banking Concept or exploring whether a properly structured whole life insurance strategy may fit your long-term financial goals?
The strategies discussed on this site rely on properly structured, dividend-paying whole life insurance and are intended for educational purposes only. Nothing here constitutes legal, tax, accounting, or individualized financial advice, and you should consult your own qualified professionals before acting.
Any policy values or figures we share are based on non-guaranteed illustrations. Illustrated results are hypothetical, depend on assumptions that may change, and are not a promise of future performance. Dividends are not guaranteed and are declared at the discretion of the issuing insurer. Guarantees rest on the claims-paying ability of the issuing insurance company.
These strategies involve risk and require ongoing funding to perform as intended. Policy loans accrue interest and reduce both the available cash value and the death benefit, and a policy that is not managed properly may lapse, which can create a taxable event. Any tax treatment referenced depends on your individual circumstances and current law, and is not guaranteed.
Jib Hunt is a licensed life insurance producer. Whether a particular strategy suits you depends on your own objectives, circumstances, and risk tolerance.
The Infinite Banking Concept® and Becoming Your Own Banker® are registered trademarks of Infinite Banking Concepts, LLC. The Infinite Banker is independent and is not affiliated with, endorsed by, or sponsored by the Nelson Nash Institute or Infinite Banking Concepts, LLC.