Who We Are
The Infinite Banker is led by Jib Hunt, a licensed insurance producer and Infinite Banking Strategist based in Midway, Utah.
Jib founded this publication to break down infinite banking and cashflow strategies in plain English, helping families and business owners understand how properly structured whole life policies create real financial control. His focus is education over promotion, stories over sales pitches, and simple explanations that make complex concepts accessible.
Beyond financial strategy, Jib markets advanced regenerative stem cell activation technology and serves as Editor of thatsnowboardingblog.com, a media project documenting snowboard history, culture, and the brands that shaped the industry. These diverse interests inform his approach to teaching: meet people where they are, explain what matters, and let them decide what fits their goals.
We work in partnership with Infinite Capital Solutions, founded by Josh Waxman, whose deep expertise in policy design and carrier selection ensures every client receives optimal structure and implementation support.
Our Philosophy
Wealth building requires two things: discipline and education. You’ve already demonstrated the first through your success. We provide the second.
This isn’t about lifestyle marketing or flashy promises. It’s about understanding how financial institutions profit from your capital, then implementing a proven alternative that lets you recapture those costs while maintaining liquidity and growth.
We’re here to teach you the mechanics, design your system correctly, and support your implementation. Nothing more, nothing less.
Our Approach
Carrier-neutral positioning: We evaluate multiple mutual insurance companies and recommend based on your specific situation, funding capacity, and timeline. No single carrier is right for everyone.
Education before implementation: You’ll understand how participating whole life insurance works, why policy loans don’t interrupt compound growth, and what’s required for successful execution before any product discussion occurs.
Custom design: Base premium calculated correctly. Paid-Up Additions structured for early cash value access. Modified Endowment Contract limits tested and monitored throughout.
Ongoing support: Annual policy reviews, loan-use guidance, repayment planning, and MEC monitoring. The relationship doesn’t end at policy issue.
What We Don’t Do
We don’t accept every prospect. We don’t sell off-the-shelf products. We don’t work with clients who aren’t genuinely ready to capitalize a banking system.
Our calendar is protected. Strategy sessions are reserved for qualified individuals who have completed intake, confirmed funding capacity, and reviewed our foundational materials.
Who We Serve
Our typical client profile:
Annual income: $250,000 or higher
Liquid capital: $50,000 or more
Net worth: $1,000,000 or above
Monthly funding capacity: $1,000 to $10,000+
Decision timeline: 30 days or less
If your situation doesn’t align today, we offer resources and guidance to help you prepare. When timing is right, we’ll be here.
Our Commitment
Successful professionals deserve transparent advice. You’ve built wealth through consistent execution, and you expect the same from the people you work with.
We deliver:
Clear illustrations showing guaranteed versus non-guaranteed values
Honest fit assessments (we’ll tell you if this strategy isn’t appropriate)
Comprehensive education covering every aspect of policy mechanics
Responsive service when you need capital access or have questions
Get Started
Contact Us and let’s schedule a 15-minute Discovery call. We’ll confirm alignment and move qualified clients to a 45-minute Strategy session with a customized illustration.
If you’re ready to own the banking function in your financial life, we’re ready to help you build it.
— Jib
jib@theinfinitebanker.com
