Thank you for the comment. Infinite banking with whole life tends to be steadier than stocks during market swings because cash value growth is typically smoothed and not priced daily. The main risk is the relationship between dividends and loan costs. Dividends can change and are not guaranteed, while loan rates, especially variable loans, can rise faster. If loan interest is higher than cash value growth, borrowing can slow progress. It is strongest as a long term liquidity and savings tool, not a guaranteed profit strategy.
Thank you for the comment. Infinite banking with whole life tends to be steadier than stocks during market swings because cash value growth is typically smoothed and not priced daily. The main risk is the relationship between dividends and loan costs. Dividends can change and are not guaranteed, while loan rates, especially variable loans, can rise faster. If loan interest is higher than cash value growth, borrowing can slow progress. It is strongest as a long term liquidity and savings tool, not a guaranteed profit strategy.